Rates near 7% froze first-time buyers. Inventory is the highest in years. This 60-minute class shows you how to make the math work — without waiting on a 6% mortgage or overpaying.
Reserve My Free SeatIn 60 minutes you'll see the payment math, what to ask sellers and builders for, and the Georgia programs first-time buyers skip while they wait.
Why first-time buyers froze at rates near 7% — and why more listings finally give you room to negotiate if you can qualify.
What lenders actually look for at today's rates so you tour homes with a real payment, not a guess.
Georgia first-time programs, seller closing-cost credits, and builder rate buydowns that change the monthly math.
The expensive errors at these rates: buying the payment, skipping reserves, chasing a 6% headline, touring with no pre-approval.
How to use a quieter market: price, repairs, credits, and buydowns — without overpaying because you were afraid to wait.
Who you need on your side — agent, lender, inspector — and how to choose people who can work this market, not the last one.
Mortgage Loan Officer
With over 20 years in real estate and mortgage lending, Keith Lowther with Kennedy Financial, Inc. has helped hundreds of Atlanta buyers get to closing. In this class he runs the numbers the headlines skip: today's payment versus a buydown versus another year of rent. Education only — not a rate lock or a loan offer.
First-time buyers are sitting out because rates feel stuck near 7%. Inventory is the highest in years. This live class shows Atlanta renters how to use that leverage — without overpaying.
Waiting for rates to fall is a strategy. Come see whether it is the expensive one. Reserve a free seat for the next live class.
Register Now — It's Free